Flexible X-Accounts let you earn interest on your crypto while keeping full control over your funds. There’s no lock-in period — you can top up or withdraw whenever it suits you, and still earn along the way.
It’s a great choice if you value liquidity, want to test the product before committing to a term, or simply prefer flexible funds management.
At the same time, Flexible X-Accounts have a variable interest rate. The interest rate offered depends on market conditions and may fluctuate without prior notice.
Key Features
| Feature | Description |
| Interest rate | Variable, may change over time |
| Interest payout frequency | Weekly |
| Payment currency | In-Kind or WXT, based on your choice |
| Access to funds | Withdraw anytime, no penalties |
| Top-ups | Add more funds anytime |
| Plan & Tier dependent | Rates may be boosted by your subscription plan or tier (Standard, Elite, Premium) |
Things to Keep in Mind
Rates may change – Flexible X-Accounts don’t have fixed rates, and interest may increase or decrease depending on market trends
Interest rates may be lower than for Plus or Fixed X-Accounts
Interest is based on minimum daily balance – If your balance drops to zero during the day (e.g. full withdrawal), no interest will be accrued for that day
No switch back to in-Kind – if you upgrade to WXT payment, the change is permanent